Workers’ Compensation can be confusing, especially when it comes to understanding how “disability” is defined and how it is compensated. Many people who try to handle their own claims run into roadblocks or make costly mistakes because they do not know their rights or understand the very complex rules.
At KC Legal Services, we take the time to educate clients about disability benefits and the Ohio Workers’ Compensation process. Our lawyer strives to secure all of your entitled benefits whether you have a temporary disability or have suffered permanent harm from a work-related accident or injury.
Our Columbus law firm serves injured workers in Franklin County, Fairfield County and surrounding counties of Central Ohio. Call for a free consultation.
Columbus and Lancaster Permanent Injury Attorney
The Ohio Bureau of Workers’ Compensation (BWC) recognizes different forms of disability:
- Temporary Total disability (TT) and maximum medical improvement (MMI): Temporary total benefits can be paid if you meet several confusing criteria. Temporary total is a wage replacement benefit payable if your disability is temporary, you are not able to return to your prior employment, you are not working and you have not been offered work within your restrictions. TT benefits are often contested on the basis that a claimant has reached maximum medical improvement, or for other reasons such as voluntary abandonment. Sometimes you may be entitled to TT benefits if you have returned to work but again become temporarily disabled.
- Wage Loss benefits are the difference between your AWW (average weekly wage) and your current wages, if you had to take other employment because of your restrictions, and in some cases if you are not working but actively looking for employment.
- Permanent Total Disability (PTD) may be paid to you for the remainder of your life if you are permanently and totally unable to return to any employment as a result of your injury. These claims are often very contested and need to be carefully documented.
- Scheduled Loss — Formerly known as permanent partial disability, this is an additional award for amputation or permanent loss of use.
- Violation of a Specific Safety Requirement (VSSR) — You may be entitled to special compensation of up to 50 percent of your total award if your injury is directly tied to a workplace safety violation.
- Death Benefits — An employee’s dependents are entitled to benefits for a fatal workplace accident or other death resulting from work injuries.
- Lump Sum Settlement (LSS) — There are pros and cons to settling your workers’ comp case for a cash payment. Michael Colasurd can help you decide whether to take a settlement under your particular circumstances.
Injured workers also may be eligible for living maintenance, vocational rehabilitation benefits and lump sum settlements.
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